Mortgage Planning: Elevating Your Home Financing
In the traditional mortgage lending landscape, sales-oriented individuals and companies dominate the scene. However, there's a superior approach to conducting business, one that ensures home buyers and owners still benefit from competitive rates and low fees while receiving a wealth of added value beyond the typical transactional mortgage process. Mortgage planning embodies this approach, adopting a holistic perspective to examine your overall financial landscape. The mortgage advice you receive is tailored to harmonize with all your financial objectives. Your home is arguably your most significant asset and liability, so it's essential to collaborate with a professional who genuinely comprehends this and prioritizes your financial well-being over sales.
My Process (Purchase)
Initial Consultation
Pre-Approval/Find a Home
Initial Consultation
Information gathering stage learning about your short and long term financial goals and home buying needs/wants to better understand all the possible mortgage options
Complete Application
Pre-Approval/Find a Home
Initial Consultation
Gather all the necessary details (credit report, income, employment, assets) in order to finalize the different mortgage options so that you better understand your price range
Pre-Approval/Find a Home
Pre-Approval/Find a Home
Pre-Approval/Find a Home
I partner with your team (realtor, financial planner, accountant) to ensure you find a house that you love while putting you in the best position to get your offers accepted.
From Lock to Closing
Post Closing/"Mortgages Under Management"
Pre-Approval/Find a Home
Walk you through the mortgage process from start to finish to ensure a smooth and on-time closing. Coordinate all the different people involved (realtors, title company, appraiser, etc)
Post Closing/"Mortgages Under Management"
Post Closing/"Mortgages Under Management"
Post Closing/"Mortgages Under Management"
This is what really sets me apart from most other mortgage professionals. Click below for more information on everything I do after your closing (for free!)
My Process (Refinance/Home Equity)
Initial Consultation
Post Closing/"Mortgages Under Management"
Initial Consultation
Information gathering stage learning about your short and long term financial goals to determine if a refinance makes sense, and then create the best options to help achieve those goals.
Complete Application
Post Closing/"Mortgages Under Management"
Initial Consultation
Gather all the necessary details (credit report, income, employment, assets) in order to finalize the different mortgage options to put you into a position to lock in.
From Lock To Closing
Post Closing/"Mortgages Under Management"
Post Closing/"Mortgages Under Management"
Provide a fully transparent review of all your lock in options that are tailored to your financial goals. Walk you through the mortgage process from start to finish to ensure a smooth closing.
Post Closing/"Mortgages Under Management"
Post Closing/"Mortgages Under Management"
Post Closing/"Mortgages Under Management"
This is what really sets me apart from most other mortgage professionals. Click below for more information on everything I do after your closing (for free!)
Adam Coleman, CDLP®
Branch Manager / Senior Mortgage Planner
Certified Divorce Lending Professional®
NMLS# 181698
Loan Pronto, Inc. NMLS# 1661781
800 Westmere Ave Suite 300, Charlotte, NC 28208
